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Best Bank Promotions Without Direct Deposit Requirements: May 2026

If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. Plus, if you’re new to bank promotions, your head may spin for a bit trying to learn the nuances, requirements, and pitfalls. The Personal Wealth Management signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. This is a tiered bonus based on how much you deposit and maintain for the first 3 months.

  • The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus.
  • The Self-Directed Investing signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus.
  • The Standard Account signup offer requires you to make purchases using the account’s card in order to earn the $10 bonus.
  • ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses
  • If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus.
  • In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers.

Available widely across the midwest, Simmons Bank is offering up to $3,000 in welcome bonus cash when you open a new Private Banking Checking account and maintain minimum balances. You’ll need to be a brand new Bask Bank customer to take advantage, but this offer is otherwise available nationwide with the ability to open online. Available nationwide, Baselane is a banking platform for landlords to help them manage rent collection, taxes, banking, insurance and more! The Standard Account signup offer requires you to make purchases using the account’s card in order to earn the $10 bonus. What’s more, you can maximize this promo by also opening a new personal checking account — stacking an extra $300 or $200 on top of this offer for a total of up to $500. Available nationwide with the ability to open online, J.P.

More checking options

This compensation may impact how and where products appear on this site (including, for example, the order in which they appear), but does not influence our editorial integrity. Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results. We work hard to share thorough research and our honest experience with products and brands. The right bank promotions without direct deposit are out there for you. Usually, you have to dig through a bank’s website to find bonuses, but we launched BankBonus.com to make it easy to find the best bank bonuses in one place. Promotions can last anywhere from months to years, but they are almost always held to a certain timeframe.
ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. To qualify, you’ll likely have to set up direct deposit with the bank and keep the account open for at least a few months.

Open a new checking and savings account to earn up to $1,000.

The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. The Private Banking Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus. The Bask Mileage Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the 15,000 bonus miles.

Best checking account bonus offers

We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more. We’re here to help with all your checking needs, including debit cards, online and mobile banking and more. Open a no monthly maintenance fee Access Checking account, or view our other checking account options.
Not only is this offer available nationwide with the ability to open online, it’s also the highest reward amount we’ve seen Axos offer, so now is a good time to jump on it! To earn the highest amount in a given quarter, you’ll need to deposit and maintain at least $200,000! Available nationwide, Raisin is offering up to a whopping $1,500 welcome bonus for 2026 when you open a new HYSA and deposit new funds. Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches.

Featured Checking Accounts

  • Huntington is offering a welcome bonus to those opening new personal checking accounts.
  • 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
  • If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, and the bonus has been paid.
  • She has over a decade of experience writing and editing for consumer websites.
  • Open a no monthly maintenance fee Access Checking account, or view our other checking account options.
  • The Ultimate Opportunity Savings Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus.

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening. While its annual fee is high at $695, so are its luxurious rewards, including Amex Membership Rewards, extensive travel points, and annual statement credits. The card has no annual fee, and cardholders also enjoy experiences such as VIP tickets and 5-star meals, among other perks. All you need to do to qualify is make $500 worth of purchases within three months of opening the account. These almost always require you to spend a certain amount using your new card, and you’re usually given a few months to meet that requirement. In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers.

She has over a decade of experience writing and editing for consumer websites. Chase Total Checking® has a $15 monthly service fee, you can avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Chase checking accounts also include FDIC insurance up to the maximum amount allowed by law.
The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees. If earning a bank sign-up bonus requires depositing more than https://superonni-casino.fi/ $250,000 (which is the standard amount that’s insured by the Federal Deposit Insurance Corp.), you’ll need to employ certain strategies to make sure that all your money — including funds over $250,000 — is protected. The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall. For this bank promotions roundup, more than a dozen data points were considered per offer.

Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Learn how to avoid the $15 monthly service fee. We’re here to help with all your benefit needs – including HSA, FSA, HRA, Commuter, COBRA and Direct Bill. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business. We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more.
Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account. Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities. Available nationwide, Barclays is offering a $200 bonus to new customers that open a new Tiered Saving account and deposit $25,000.
The Brokerage Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $10000 bonus. The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $900 bonus. The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. The Business Checking Account signup offer requires you to deposit and maintain a minimum balance and make purchases using the account’s card in order to earn the $400 bonus.

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